*Annual Percentage Yield
| Account Information | Dividend | APY* |
| Regular Share Savings Account | 0.15% | 0.15% |
| Gold Savings up to $24,499.99 | 0% | 0% |
| Gold Savings $25,000.00 and up | 0.40% | 0.40% |
Share rates effective for quarter ending March 31 2013
| Terms (months) | Dividend | APY* |
| IRA Share Savings | 0.50% | 0.50% |
Share rates effective for quarter ending March 31 2013
| Minimum Balance Amount | Dividend | APY* |
| $0 - $2,499.99 | 0.15% | 0.15% |
| $2,500.00 and up | 0.40% | 0.40% |
Share rates effective for quarter ending March 31 2013
| Minimum Balance Amount | Dividend | APY* |
| $0 - $25,000.00 | 2.25% | 2.26% |
| $25,000.01 and up | 0.15% | 0.15% |
Share rates effective for quarter ending March 31 2013
| Terms (months) $1,000 minimum opening deposit is required. Early principal withdrawal penalties may apply. |
Dividend | APY* |
| 6 months | 0.55% | 0.55% |
| 7 months | 0.55% | 0.55% |
| 11 months | 0.70% | 0.70% |
| 12 months | 0.80% | 0.80% |
| 18 months | 0.90% | 0.90% |
| 24 months | 1.10% | 1.11% |
| 36 months | 1.30% | 1.31% |
| 48 months | 1.50% | 1.51% |
| 60 months | 1.60% | 1.61% |
Certificate rates effective March 31 2013