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Mom and daughter enjoy baking cookies

Big Dreams? Make them a reality with a Me/CU HELOC loan

 

Rates as low as 4.99 % Apr. All have a 5 year draw period. With a 10 year repayment at the end of draw.

Contact any of our offices for more details.

 


Rates as low as 4.99% fixed APR.  APR=Annual Percentage Rate.  The rate is fixed for the term of the loan.  Rate is based on a maximum combined loan to value of 80%.  Loan to value exceeding 80% up to 100% will have a fixed rate of 5.25% APR.  Offer begins June 18, 2018, and may end at any time without notice.  Offer and rate are subject to approval and are subject to change without notice.  Offer rate is valid for all loans approved prior to MECU closing the Offer.  The rate is based on an evaluation of the applicant’s credit and credit score at the time of application as well as the Credit Union’s general underwriting guidelines.The HELOC has a draw period of 5 years and a payment of 1% of the outstanding balance and a repayment period of 10 years at the end of the draw.  During the repayment period of ten (10) years, assuming a $10,000 balance at 4.99% APR your payment would be $107.00 per month.  The rate established at consummation is the maximum rate for this Offer during the draw period.  Interest may be tax deductible (consult your tax advisor).  No origination fee.  Other fees and costs may apply such as title insurance, appraisal fees, homeowner’s or flood insurance premiums etc., and the borrower is responsible for real estate taxes and insurance on the property.  Total closing costs generally range from $300 to $500, but could be more.  Offer is a consumer Home Equity Line of Credit (HELOC) and Right of Rescission may apply.  HELOCs with loan balances at the maturity of the draw period would have a balloon payment due.  Excludes rental/investment property and home purchases.  No minimum advance to qualify.  Eligible Offers require a minimum of least $10,000 in new money and have a maximum borrowing amount of $50,000.  Other home loan products, rates and terms are available.  Other restrictions or conditions may apply.  NMLS# 519899

Free shred day event information

Free Shred Day

Free Shred Day for Members and Non- Members

Let Me/CU help get rid of what is weighing you down!

  • 8am- Noon
  • limit 4 Boxes per person
  • South Location 8812 S Walker

Dates:

  • March 17,2018
  • June 30,2018
  • September 22,2018
  • January 26,2019

Mamber service helping a member

Honest, Real, Quality Service

Me/CU is truly a a Credit Union for me and you. At Me/CU Member Service is our number one priority. Come into any of our 3 metro locations for all your banking needs. 101 N Walker, 8812 S Walker or 3561 West Memorial road. You can also call us and we will be glad to assist you in your financial needs at 405-813-5500.

Member Notice thumbnail

Notice Regarding Super Checking

Effective November 1, 2017, dividends for Super Checking will now post in the month following the period of earnings. For example: If you earned a dividend in the month of October 2017 the dividend will be posted to your account or be paid during the month of November 2017. This method of payment will continue each and every successive month hereafter.
New computer Image

Computer System Upgrade Coming in September

Me/CU is excited that after almost two years of planning we will be upgrading our Computer System to better serve our members!

All Me/CU Branches We will be closing at noon on Saturday September 29th and will reopen at noon on Monday Oct 2nd, 2017 | Learn More >

It is our commitment to you, our members, to be the Best Credit Union we can possibly be. To take this commitment to the next level, we will be upgrading our Computer System. Please note the following crucial information about the weekend of our upgrade:

The upgrade will begin Saturday, September 30, 2017 at 12 noon.

  • Members will have limited access with their ATM/Debit card after 12 noon Saturday, September 30, 2017 until Monday, October 2, 2017 at Noon.
  • Members will be limited to withdraw an amount of $100.00 at Service Centers during this time.
  • Online and Mobile Banking Services will not be available during this time.
  • All offices will be closed Saturday, September 30, 2017 at noon until 12 noon on Monday, October 2, 2017.
  • We expect all services and offices to be fully operational by 12 noon October 2, 2017

Thank You

We appreciate your patience and understanding during this upgrade and the days following. We are excited about the changes our upgrade will provide you and our team!

Home Equity Line of Credit From $5, 000 – $50,000

Let your home equity work for you!

We know you’ve worked hard for your home. Now it’s time to have your home work for you. Whether you need money send your children to college, take your dream vacation, or renovate your house, we can help with a Home Equity Line of Credit. Me/CU offers a FIXED RATE as low as 4.5%*. You can be approved for a line of credit from $5,000 to $50,000 depending on the equity in your home.

At Me/CU we offer personal service for our members and low rates.

Disclaimer: Rates as low as 4.50% fixed APR. APR=Annual Percentage Rate. The rate is fixed for the term of the loan. Offer begins April 1, 2017, and may end at any time without notice. Offer and rate are subject to approval and are subject to change without notice. Offer rate is valid for all loans approved prior to MECU closing the Offer. The rate is based on an evaluation of the applicant’s credit and credit score at the time of application as well as the Credit Union’s general underwriting guidelines. The rate shown is based on a maximum combined Loan to Value (LTV) of 80%. The LOC has a draw period of 5 years and a payment of 1% of the outstanding balance and a repayment period of 10 years. During the repayment period of ten (10) years, assuming a $5,000 balance at 4.50% APR your payment would be $51.82. Loans with an LTV up to 90% will have a 5.00% APR and loans with an LTV up to 95% will have a 5.50% APR. The rate established at consummation is the maximum rate for this Offer. Interest may be tax deductible (consult your tax advisor). No Origination fee. Other fees and costs may apply such as title insurance, appraisal fees, homeowner’s or flood insurance premiums etc., and the borrower is responsible for real estate taxes and insurance on the property. Total closing costs generally range from $300 to $500, but could be more. Offer is a consumer Home Equity Line of Credit (HELOC) and Right of Rescission may apply. HELOCs with loan balances at the maturity of the draw period would have a balloon payment due. Excludes rental/investment property and home purchases. No minimum advance to qualify. Eligible Offers require a minimum approval of least $5,000 in new money and have a maximum borrowing amount of $50,000. Other home loan products, rates and terms are available. Other restrictions or conditions may apply. Promotion may be cancelled any time. NMLS#519899

Skip your Loan Payment

ME/CU would like to say THANKS and make things a little easier for YOU.

Take a vacation, repair your home, or have an amazing Holiday. Download the Skip Payment Form or ask any Me/CU representative for it. Fill it out, send it back or return it to any of our locations.

* To participate, simply complete the form and return it Me/CU to by mail or in person no later than June 22, 2018 for July and no  laterthan October 26, 2018 for November. We will defer your loan payment for one month, weekly or biweekly installments. To qualify forthe skip-a-payment extension, the loan must have never been delinquent and all types of member accounts must be in good standing. Single pay, mortgage loans, credit cards and RV /motor home loans are not included in this offer. Must have made six months worth of
payments to be eligible. All extension applications are subject to approval. There is a $30 processing fee for each loan.

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Join Us for Our 83rd Annual Meeting

Our 83rd Annual Meeting will be held on April 27th, 2017 at 6:00 p.m. This event will be located at Credit Union House, 631 East Hill Street.

Please join us for our business meeting and refreshments. Seating is limited.

MECU Offers Free ATMs inside OnCue Locations

Now available. Free ATM machines inside select OnCue Locations. These convenient ATMs at convenient locations let you access your MECU account with no charges. See the flyer below for details.