Savings Certificates

Savings Certificates

Savings Certificates or “CDs” are available at Me/CU.

Whether you want your money to work for you for 6 months or 60 months, we have the certificate of deposit that is right for you. The longer your money is working, the more interest you are paid. There is a penalty for withdrawing your funds before the maturity date. Call for details…

IRA Certificates are the same as a Savings Certificate, however, they are tax-deferred. There are penalties for withdrawing the money before the age of 59 and a half. Please see your tax advisor for further information.

Your accounts at Me/CU are insured for up to $250,000 by the National Credit Union Administration, an agency of the federal government. It is the strongest deposit fund protecting consumers today.

A $1,000 minimum balance is required. Dividends may be paid monthly or quarterly.

Rates on variable accounts like Savings Certificates may change after account is open.