• Non-Introductory/Standard Rates and Rewards:
  • 1 Point for Every $1 Spent, Redeemable for Travel & Merchandise Event, Tickets, Gift Cards & Cash Back
  • Earn 5000 Bonus Points for every Me/Rewards referral
  • No Annual Fee for the 1st Year
  • Spend $3000 in the 1st 90 Days and earn 25,000 Bonus Points
  • UChoose Rewards
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APR = Annual percentage Rate. Offer applies to balance transfer made between January 1st 2021 and March 31st. Offer expires 12 months after the first transfer takes place. Transfers cannot be used to pay of existing MECU loans. Existing MECU cardholders can transfer balances but are not eligible for the promotional offer. Offer for a new Rewards card applies to new and existing members. The maximum amount that can be transferred or charged is based on the approved card limit. The Standard card rate will apply if the account becomes delinquent or if payments are returned. For further details about terms or conditions on your account, please refer to your Cardholder Agreement. Standard rates and terms include an annual fee of $25.00. MECU is not responsible for late payments on your other issuer’s account(s) and we are not able to close your other accounts even if you transfer the entire balance. Balance transfer can take up to 7 to 10 days to process. MECU reserves the right to decline balance transfers. Call (405) 813-5550 with questions or for more details.