Independence Day Loan

Light Up The Sky & Celebrate in July With An Independence Day Loan from ME/CU!

July 7th-10th
Call, Go Online, or Stop By Any ME/CU Metro Location

Get Pre-Approved Starting June 29th

Auto, Motorcycle, Travel Trails & Boat Loans
As Low As 2.49% APR* / Up To 84 Months

Personal Loans
As Low as 4.99% APR* / Up To 48 Months


On Tuesday, July 7, 2020, MECU will start a four (4) day loan sale. During these four days, Tuesday, July 7, 2020 through Friday, July 10, 2020, promotional rates will be offered on automobile, motorcycle, travel trailer, boat and personal loans. To save time, you can get preliminarily approved starting Monday, June 29, 2020, through July 6, 2020, by applying in person or online at Only preliminary approvals will be issued during this timeframe and no promotional loans will be closed at the promotional rate until the start of business, Tuesday, July 7, 2020.

Starting Tuesday, July 7, 2020, through Friday, July 10, 2020, you may come in to any of MECU’s three (3) metro locations (South Walker, Downtown, or North Memorial) after having received your preliminary approval, or if you have not yet applied, to apply in person (or online) to lock in the promotional rate and close the loan. All Independence Day promotional loans must be closed by Monday, August 10, 2020, to receive the promotional rate.

Between Tuesday, July 7, 2020, and Friday July 10, 2020, doors will open at 8:30 a.m. and all walk-in business for the Independence Day loans will conclude at 5:00 p.m. each day. Online applications may be received at any time during the four days but the deadline for submitting an application online is no later than midnight July 10, 2020.

To receive an Independence Day loan rate, loans for automobiles, motorcycles, travel trailers or boats must be at least $10,000.00 and may not be greater than $50,000. Personal loans must be at least $2,000.00 and may not be greater than $10,000.00. Automobile loans, motorcycle loans, travel trailer loans and boat loans will have a promotional rate as low as 2.49% APR*. Personal loans will have a promotional rate as low as 4.99% APR*. Loans must be new to MECU, meaning a new loan or the refinance of your loan from another institution.

No current MECU loans will be refinanced. No real estate loans, recreational autos (RVs), credit cards or Indirect loans. Both Offers will include a non-refundable $125 application fee.

All loans are subject to approval and are based on credit worthiness, lending qualifications and promotional terms for the products being offered. Traditional financing terms, such as maximum number of months financed, apply to automobiles, motorcycles, travel trailers and boat loans. Additional terms may apply.


If you are a current member and you cannot make it to MECU during the promotional period, Tuesday July 7, 2020, through Friday, July 10, 2020, you can apply online or by phone. All other rules will remain the same.

APR = Annual Percentage Rate. Rates as low as 2.49% APR and 4.99% APR are based on the amount financed and the term financed.

For any questions, please contact MECU at (405) 813-5500.