Online and Mobile Banking Are Now Live and Available For Use.

Your Next Ride Starts Here​

Auto Loan Starting at 4.99% APR*​

Upgrading your vehicle doesn’t have to feel complicated. With MECU auto loans starting at 4.99% APR* for up to 72 months, including refinancing options, you can move forward with confidence and flexibility.
 
*APR=Annual Percentage Rate. Rates as low as 4.99% APR for terms up to 72 months. Terms & conditions apply. See a MECU representative for details.
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Scammers are on the rise!

MECU is aware of fraudulent calls appearing to come from MECU, requesting credit card information. MECU will never contact you to request account or credit card details. Do not share any information. Report it to MECU immediately. More tips here >

Scammers are on the rise!

MECU is ware of fraudulent calls appearing to come from MECU, requesting credit card information. MECU will never contact you to request account or credit card details. Do not share any information. Report it to MECU immediately. More tips here >

MECU Annual Meeting

Thursday, May 29, 2025 at 6 p.m. via Zoom
Limited seating also available in the South lobby located at 8812 S. Walker Ave, OKC, OK 73139. RSVP with a MECU team member

One-Time Passcode Alerts

Our New & Enhanced Fraud Protection Feature

Cardholders may be prompted to receive a One-Time Passcode (OTP) via text or email when making payments online. See our flyer for more details >

Questions? Contact us for more information

Make Every Purchase Count​

Get a fixed rate as low as 11.25% APR* on purchases and cash advances, plus earn rewards on every purchase.

Turn everyday purchases into rewards. With the MECU Rewards Visa®, you can earn points on your spending and redeem them for cash back, travel, gift cards, merchandise, and more.
Man holding a MECU Visa Rewards Card.
A couple shops for gifts with their young daughter

Skip Your December Loan Payment

Give your holiday budget a little extra breathing room with MECU’s December Skip-A-Pay! Eligible members can request to skip a qualifying loan payment in December to help manage holiday expenses. Be sure to submit your form by November 27, 2026.

3 Phone mockups with three different pages of the MECU mobile banking app.

Download the MECU Mobile App

Keep MECU right at your fingertips with the MECU Mobile App. Easily manage your accounts, make transfers, and access your banking wherever you are. Be sure to turn on push notifications to stay informed about important MECU announcements, updates, and account information.

Man looking at his phone with a cybercriminal lurking behind him.

You're Not Too Smart to Get Scammed

Scammers don’t just target people who aren’t tech-savvy. They target people who are busy, distracted, trusting, or simply caught off guard. And that includes all of us. 

Fraud doesn’t always look suspicious. Sometimes it looks like a familiar text, an urgent email, or a phone call from someone you think you can trust.

Stay sharp. Slow down. Verify before you act.

Woman works on a laptop

Online Loan Applications Temporarily Unavailable

We apologize for the inconvenience — online loan applications are temporarily unavailable. In the meantime, please visit one of our branches or contact us directly for assistance. Thank you for your patience and understanding.

White shredded paper.

Shred Days

Safely dispose of sensitive documents and help protect your personal information with MECU Shred Days.

People in a work meeting.

Financial Counseling

MECU offers complimentary financial counseling with Certified Financial Counselors who can help you better understand your finances, work toward your goals, and feel more confident about your next steps.

Protect your cards with Card Suite Lite.

Your Phone can help keep MECU cards safe and secure. Turn your cards off and on, control where your cards can be used, and receive instant alerts.

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iPhone screen with MECU We love you Oklahoma on screen

Get help online or in person.

When you need help, we are here for you.

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By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.