All dividend rates are declared by The Board of Directors of MECU and are subject to change at any time. Savings and Money Market rates are subject to change quarterly.
| Savings Product | Tier Terms | Rate | APY | Special |
|---|---|---|---|---|
| Savings | - | 0.05 % | 0.05 % | - |
| IRA Share | - | 0.25% | 0.25% | - |
| Tiered Money Market | $ 2,499.99 and below | 0.05 % | 0.05 % | - |
| Tiered Money Market | $ 2,500.00 and up | 0.15 % | 0.15 % | - |
| Super Checking | $ 25,000.00 and below | 1.00 % | 1.01 % | - |
| Super Checking | $ 25,000.01 and up | 0.05 % | 0.05 % | - |
| Gold Savings | $ 24,999.99 and below | 0.00 % | 0.00 % | - |
| Gold Savings | $ 25,000.00 and up | 0.25 % | 0.25 % | - |
CD’s with a balance below $75,000.00
| CD Product | Rate | APY | Opening Deposit |
|---|---|---|---|
| 6 month | 0.75 % | 0.75 % | $ 1,000 |
| 7 month | 0.75 % | 0.75 % | $ 1,000 |
| 11 & 15 month | 3.93 % | 4.00 % | $ 1,000 |
| 12 month | 0.75 % | 0.75 % | $ 1,000 |
| 18 month | 1.00 % | 1.00 % | $ 1,000 |
| 24 month | 1.00 % | 1.00 % | $ 1,000 |
| 36 month | 1.10 % | 1.11 % | $ 1,000 |
| 48 month | 1.20 % | 1.21 % | $ 1,000 |
| 60 month | 1.30 % | 1.31 % | $ 1,000 |
CD’s with a balance of $75,000.00 or higher
| CD Product | Rate | APY | Opening Deposit |
|---|---|---|---|
| 6 month | 1.00 % | 1.01 % | $ 75,000 |
| 7 month | 1.00 % | 1.01 % | $ 75,000 |
| 11 & 15 month | 3.93 % | 4.00 % | $ 75,000 |
| 12 month | 1.00 % | 1.01 % | $ 75,000 |
| 18 month | 1.25 % | 1.26 % | $ 75,000 |
| 24 month | 1.25 % | 1.26 % | $ 75,000 |
| 36 month | 1.35 % | 1.36 % | $ 75,000 |
| 48 month | 1.45 % | 1.46 % | $ 75,000 |
| 48 month | 1.55 % | 1.56 % | $ 75,000 |
Specials: 11 Month and 15 Month any amount 3.93% APR 4.00% APY – Minimum Deposit $1,000
Account Disclosures: For account disclosures, the dividend rate may be expressed to more than two decimals.
APY: The Annual Percentage Yield (APY) assumes dividends are compounded quarterly and will remain on deposit until maturity.
Dividends: Paid quarterly and will compound. Paid monthly will receive a check & will not compound.
Fees: Fees when assessed may reduce earnings
Rounding: The annual percentage yield, the annual percentage yield earned, and the dividend rate shall be rounded to the nearest one-hundredth of one percentage point (.01%) and expressed to two decimal places.
Withdrawals: A withdrawal of dividends may reduce earnings.
| Loan Options | Rate |
|---|---|
| New & Used Vehicle Loans |
We have rates as low as 5.95% APR* with specific terms. |
| Mortgages |
We have competitive options. Call Us for APR* and terms. |
| RV & Boat Loans |
We have rates as low as 9.24% APR* with specific terms. |
| Motorcycle Loans |
We have rates as low as 7.49% APR* with specific terms. |
| Farm Equipment Loans |
We have rates as low as 7.49% APR* with specific terms. |
| Personal Loans |
We have rates as low as 9.25% APR* with specific terms. |
| Line of Credit Loans |
We have competitive options. 13.99% for APR* and terms. |
| VISA® Credit Card |
We have rates as low as 10.99% APR* with specific terms. |
*APR = Annual Percentage Rate. Credit restrictions apply. Rates are subject to change without notice.
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MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.
The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.
By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.
The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.
By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.
The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.
By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.
The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.
