Skip-A-Loan Payment

Your November or December Payment!

Don’t let the long holiday shopping lists get you down. Skip your November or December loan payment, so you have extra financial flexibility to tackle your holiday shopping, travel plans, or any other expenses that come your way.

Here’s how to participate:

  • Complete the Skip-A-Pay form: You can obtain the form by asking any MECU representative or downloading it directly from this page.
  • Submit the form: Make sure to return it to MECU by mail or in person by October 25, 2024.

It’s that simple! If you have any questions or need assistance, our dedicated MECU team is here to help. Don’t hesitate to reach out or stop by our branch.

Apply to skip your November or December 2024 payment. Ask any MECU representative for the skip-a-payment form or download it from our website. The form is due no later than October 25, 2024, for November payment or November 22, 2024, for December payment. We will defer your loan payment for one month, or four weekly or two biweekly installments. To qualify for the skip-a- payment extension, the loan must have never been delinquent, and all types of member accounts must be in good standing. Single pay, mortgage loans, credit cards, and RV/Motorhomes, tractors, ATVs, watercraft such as a jet-ski, and InstaCash loans are not included in this offer. Must have made six months’ worth of payments to be eligible. For vehicle loans that have GAP coverage, you understand that you may jeopardize any future GAP claim should there be a total loss on the covered vehicle. Please refer to your GAP contract for further details. Interest will continue to accrue on your loan even during the skip-a-pay month so when you make your next payment, more of the payment will be applied to the interest owed. You also understand that the term of your loan will be extended by one month. All Borrowers or Guarantors who signed the original loan agreement must sign the skip application form. Any debt protection on your loan(s) will extend beyond the original maturity date of the loan(s). For payments you set up with a bill payment service, payments initiated at another financial institution, etc., you are responsible for stopping the loan payment for the month you wish to skip. Submitting the application is not a guarantee of approval for the skip-a-pay. All extension applications are subject to approval. There is a non-refundable $35 processing fee for each loan.

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You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.