Skip-A-Loan Payment

Your June Payment!

Here’s how to participate:

  • Complete the Skip-A-Pay form: You can obtain the form by asking any MECU representative or downloading it directly from this page.
  • Submit the form: Make sure to return it to MECU by mail or in person by May 27, 2025.

It’s that simple! If you have any questions or need assistance, our dedicated MECU team is here to help. Don’t hesitate to reach out or stop by our branch.

You are applying for an extension of your original loan agreement and repayment terms. This extension will defer the payment for one month, or four weekly or two biweekly installments. You understand that interest will continue to accrue daily for each loan at the Annual Percentage Rate set forth in your loan agreement even during the skip-a-pay month so when you make your next payment, more of the payment will be applied to the interest owed. You also understand the term of your loan will be extended by one month. By signing below, you agree to pay the entire balance left owing on your loan at the same rate of interest and at the same monthly payment as per the terms of the agreement and that your next regularly scheduled payment will be due as scheduled. The granting of an extension may mean that you will pay a higher total finance charge on the loan, and you may possibly make a greater total number of payments than if you had made your payments as originally scheduled. This means you may have an additional payment(s) due after your loan would have originally been paid off. In all other respects, the provisions of your loan agreement remain in full force and effect. If applicable, the monthly premium for any payment protection will still be added to the loan on the skipped payment. If your loan has GAP coverage, this deferral may adversely impact future GAP claims. You understand that you may jeopardize any future GAP claim should there be a total loss on the covered vehicle. Please refer to your GAP contract for further details. Single pay, mortgage loans, credit cards, and RV/Motorhomes, tractors, ATVs, watercraft such as jet-ski, and InstaCash loans are not included in this offer. All Borrowers or Guarantors who signed the original loan agreement must sign the skip application form. Any debt protection on your loan(s) will extend beyond the original maturity date of the loan(s). For payments you set up with a bill payment service, payments initiated at another financial institution, etc., you are responsible for stopping the loan payment for the month you wish to skip. Submitting the application is not a guarantee of approval for the skip-a-pay. All extension applications are subject to approval. MECU reserves the right to deny extensions or limit the number of extensions you may receive annually.

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The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.