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Phone Delays Today! MECU is currently experiencing intermittent phone service delays. Please be patient with us.

Start the Year in a Ride You Love

Auto Loan Starting at 4.75% APR*

Upgrading your vehicle doesn’t have to feel complicated. With MECU auto loans starting at 4.75% APR* for up to 72 months, including refinancing options, you can move forward with confidence and flexibility.
 
*APR=Annual Percentage Rate. Rates as low as 4.75% APR for terms up to 72 months. Terms & conditions apply. See a MECU representative for details.
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Scammers are on the rise!

MECU is aware of fraudulent calls appearing to come from MECU, requesting credit card information. MECU will never contact you to request account or credit card details. Do not share any information. Report it to MECU immediately. More tips here >

Scammers are on the rise!

MECU is ware of fraudulent calls appearing to come from MECU, requesting credit card information. MECU will never contact you to request account or credit card details. Do not share any information. Report it to MECU immediately. More tips here >

MECU Annual Meeting

Thursday, May 29, 2025 at 6 p.m. via Zoom
Limited seating also available in the South lobby located at 8812 S. Walker Ave, OKC, OK 73139. RSVP with a MECU team member

One-Time Passcode Alerts

Our New & Enhanced Fraud Protection Feature

Cardholders may be prompted to receive a One-Time Passcode (OTP) via text or email when making payments online. See our flyer for more details >

Questions? Contact us for more information

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Rates
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Car Loans
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Accounts
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Fraud & Security Resources for Members

A Mortgage That Rewards Loyalty

Mortgage rate discounts up to 0.25% with Core Member Rewards.

With Core Member Rewards, members can earn:

  • Mortgage rate discounts up to 0.25%
  • 0.05% discount with direct deposits into checking
  • 0.05% discount for having an auto loan or credit card with MECU
  • $500 closing-cost credit for maintaining 3+ active products
  • New members can qualify for additional benefits in as little as 90 days 
Learn More

Certificate of Deposits 3.82% APY Up To 18 Months 

Our Certificate of Deposits offer 3.82% APY on 6-18 month terms with a $1,000 minimum deposit*. Open a CD at MECU and start earning today.
 
*Terms and conditions apply. See a MECU representative for details.
Learn More
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Council Branch Closing

To our MECU members, thank you for your continued trust and support. We want to share that our Council branch will close permanently, effective January 30, 2026. While this location is closing, our other branches will remain open and ready to serve you.

See Our Locations
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Online Loan Applications Temporarily Unavailable

We apologize for the inconvenience — online loan applications are temporarily unavailable. In the meantime, please visit one of our branches or contact us directly for assistance. Thank you for your patience and understanding.

Contact a Branch

Protect your cards with Card Suite Lite.

Your Phone can help keep MECU cards safe and secure. Turn your cards off and on, control where your cards can be used, and receive instant alerts.

Get Protected with Card Suite Lite
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Securely verify your identity with IDCheck

Securely verify your identity with IDCheck. Verify.coop.org helps you stay safe online.
Securely verify your identity with IDCheck
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Empowering You Against Fraud: What if Fraud Occurs

If you suspect fraud on your account, taking quick action can help protect your finances—here’s what to do first.
Empowering You Against Fraud: What if Fraud Occurs
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Sign Up For E-Statements

When you sign up for E-Statements with MECU, you skip paper statement fees. Switch and save!
Sign Up For E-Statements
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Online Credit Card Login Notice

We are still diligently working to make the credit card website available for you. Below is a temporary link for your use until we can get the credit card website finalized and active. Thank you for your patience.
Online Credit Card Login Notice
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Get help online or in person.

When you need help, we are here for you.
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MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

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The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

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The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

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The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

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