WHAT DOES MECU DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depends on the product or service you have with us. This information can include:
Social Security number checking account information
Account balance and payment history
Credit history and credit card or other debt
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share member’s personal information to run their everyday business. In the section below we list the reasons financial companies can share their member’s personal information; the reasons MECU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does MECU Share? Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s). respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes —
to offer our products and services etc Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates' everyday business purposes-information about your transactions and experiences Yes No
For our affiliates' everyday business purposes-information about your creditworthiness No We don’t share
For our affiliates to market to you Yes Yes
For non-affiliates to market to you No We don’t share
To limit our sharing Call 405-813-5500
or
Mail the form below
Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us any time to limit our sharing.
Questions Call 405-813-5500
Mail-in Form
Do not allow your affiliates to use my personal information to market to me.
Mail to:
MECU “OPT OUT”
101 N. Walker Ave.
Oklahoma City, OK 73102 Name: _______________________________________
Address: _____________________________________
City, State Zip: ________________________________
Account: _____________________________________
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Who are we?
MECU
What we do
How does MECU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does MECU collect my personal information? We collect your personal information, for example, when you
- Open an account or deposit money
- Apply for a loan
- Use your credit card or debit card
- Provide employment information
We also collect your information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies:
Our affiliates include companies with a common corporate identity of financial institution, such as:
- CUNA Mutual
- Trans Union Credit Bureau
- ShareTec
- Beals Cunningham
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
MECU does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
MECU does not jointly market.
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