Back-to-School Loan

Borrow up to $1,200 to help cover back-to-school expenses.

Get ready for the school year with a little extra financial flexibility. Whether you’re purchasing school supplies, clothing, technology, or other essentials, MECU’s Back-to-School Loan offers up to $1,200 with rates as low as 5.99% APR and no application fee.

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*APR = Annual Percentage Rate. Rates as low as 5.99% APR. Example: A $1,200 unsecured personal loan with a 12‑month term and an APR of 5.99% would require 12 monthly payments of approximately $103.54, with the first payment due up to 45 days from loan origination. No application fee is required. This unsecured personal loan is designed for general personal use, including expenses such as educational supplies and clothing. It is not structured as an education loan and is not a substitute for student loans or other financing intended for tuition or institutional education expenses. Applications must be received between July 1, 2026, and September 30, 2026. Promotional terms apply only to loans originated during this period. All loans are subject to credit approval and are based on creditworthiness, underwriting criteria, and MECU lending policies. Not all applicants will qualify for the lowest rate or advertised terms. Approved loan terms, including rate and term, are valid for 30 days, subject to any outstanding underwriting conditions. Rates, terms, and conditions are subject to change without notice. All MECU accounts must be in good standing. Current MECU loans are not eligible for refinance with this promotion. Membership eligibility required. Must be at least 18 years of age.

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The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.