Certificates of Deposit (CD’s)

MECU CD’s allow you the benefits of investing with a modest minimum opening deposit of just $1,000.

Terms range from 6 months to 60 months so you choose how long you want to invest. For your convenience, your CD can automatically renew at maturity. The automatic renewal is based on the original term of investment and would be at the current rate in effect at the time of renewal. MECU offers a 10 day grace period should you elect to renew for a longer or shorter term of investment or should you elect to make other changes to the investment.


  • No Monthly Service Fee (early withdrawal penalty may apply)
  • Competitive Fixed Rates
  • Online Banking
  • Mobile Banking
  • Remote Deposit Capture
  • E-Statements
  • Online Bill Pay
  • 24 Hr Telephone Service
  • Nationwide Access through Share Branching Co-Op

Get your Certificate of Deposit today!

Start making your money work for you. Apply to get started.