IRA Certificate of Deposit

It’s a Investment Retirement Account Certificate of Deposit designed to benefit you.

MECU IRA CD’s allow you the benefit of investing for your retirement while taking advantage of our CD rates! With a minimum opening deposit of just $1,000 and terms ranging from 6 to 60 months, you can grow your retirement savings with our competitive rates.


  • Quarterly or Monthly Dividends
  • Competitive Fixed Rates
  • No Monthly Service Fee (early withdrawal penalty may apply)
  • Online Banking
  • Mobile Banking
  • Remote Deposit Capture
  • E-Statements
  • Online Bill Pay
  • 24 Hr Telephone Service
  • Nationwide Access through Share Branching Co-Op

Get your IRA CD account today!

Start making your money work for you. Apply to get started.